Archive for the ‘Articles’ Category

Frugal Fashion: How to Save Money on Wigs

Wednesday, January 31st, 2018

This is a sponsored post. All opinions are mine.

When I was in my 20s, I worked part-time in retail management as a way to build up savings as I launched my own business. I’ve always had a penchant for dying my hair all kinds of colors, but since my workplace had a dress code requirement of natural hair colors only, I had to take a break from the bright pinks and blues for a while. Then one day, it occurred to me that perhaps a wig might be an option. What if I bought a wig that was a natural color, like brown, and then I could dye my hair whatever color I wanted? Genius!

But then, I started looking at wigs and realized just how expensive they can be – easily running over $100+. I looked around to see if there were any more affordable options, and ended up getting a $20 wig from an auction site. My clever plan worked, and I was able to go to work with brown hair while concealing my real, fire engine red hair underneath!

Wearing a brown wig

Hard at work

That was over 10 years ago, and there are way better options available today than just buying a random cheap wig! I was recently introduced to Divatress, an online wig retailer that specializes in remy hair, wigs, weaves, ponytails, accessories and more. They have a great variety of wigs in beautiful colors for as low as $14.95 with free shipping over $49 in the continental US. I work for myself these days, so I can have whatever hair color I like, but I still have fun wearing wigs from time to time so I’ll definitely be looking to Divatress the next time I need to pick one up!

3 Ways to Save Money on Your Automobile

Monday, January 29th, 2018

Sponsored post.

Driving is a big expense, and one that’s hard to avoid. However, there are some ways to reduce the cost of having a vehicle – today, I’m going to share three things that I have done personally to cut costs on driving:

1. Buying a Car:

Buying a vehicle is a big expense, so I have personally always opted to buy used. This option is not for everyone, but it’s worked very well for me. The key here is to do extensive research on the type of car you want to buy, and when you’re looking at a listing, check through everything thoroughly: What is the vehicle’s mileage? Does it have any known problems? What issues does this model generally end up with over time? Buying a lemon that requires tons of repairs will not only negate any potential savings from buying used, but even worse, can pose a safety hazard; so it’s crucial to know exactly what you’re getting into. I would recommend talking to car-savvy friends and doing online research on a site such as Cars.com, which provides information and videos on popular vehicles so that you can begin your research, as well as listing cars for sale in your area. Knowledge is power, so read everything you can find and weigh up if buying used might be a good option for you.

2. Auto Insurance:

Jai and I go through an insurance agent to get the lowest possible rate on our auto insurance, while maintaining a good level of coverage. I’ve personally found that using an agent gets me better rates than calling insurance companies directly to compare, although I’m sure this varies. If you’re also a homeowner, there may be a discount for bundling your home and auto policies, but not always – for us, it’s actually cheaper to keep both policies separate! We also keep our policy affordable by having a good driving record; driving safely is its own reward, but it also has the side effect of lower insurance rates.

Finally, my last tip is something no one can control: Aging! Being over 25 gives both of us a better discount on our policy. I guess we can take that as cold comfort as we get older? 😉

3. Gas & Carpooling:

Currently, Jai and I are a one-vehicle household. I work from a home office the majority of the time, so there simply isn’t a need for us to have two cars, since we can coordinate our schedules for when either of us may need the car. This would be difficult for most people, but you can consider if there may be opportunities to carpool or reduce your driving time by walking or taking public transportation; this is not always feasible, especially if you live in a rural area, but it’s something to look at as a way to cut down on maintenance and gas costs.

2008, the golden year of coupons!

2008, the golden year of coupons!

You can also take advantage of rewards programs to save money on gas at many grocery stores. When I started this blog 10 years ago, I wrote a post about an epic deal we got on gas at Safeway when I bundled my gas rewards where we ended up filling up my father-in-law’s large truck, and then siphoning off some of the gas into mine and Jai’s cars at the time. Yes, you have to be crazy committed to get that kind of deal, but hey, we did get 32 gallons of gas for $48.25! 😉 Extreme couponing aside, I still take advantage of gas rewards at places such as Safeway and Fred Meyer; I also find that having a Costco membership is a good way to access lower gas prices.

Do you have any tips I missed for saving money on your automobile?

eBay Coupon Codes: 20% Off & More Via Groupon Coupons

Wednesday, May 3rd, 2017

This is a partnered post.

I’ve been couponing for eons now, and after a certain point, you think you’ve seen it all. So I’m always pleased when I discover a new and unexpected way to save money, which is exactly what happened this week. I’ve been using Groupon for years, including their more recent addition of Groupon Coupons, a database of over 77,000 promo codes for online retailers. I check for coupon codes every time I make an online purchase, but it’s never really occurred to me to look for coupons when I make a purchase on eBay. I’ve been shopping with them since the late 1990s and have seen maybe one or two coupons in that entire time, so I always just assumed they were a rarity. So imagine my pleasant surprise to discover that they have an entire page of eBay promo codes on Groupon Coupons! Current coupons include:

  • Promo code for 20% a purchase of $25 across most categories (Specifies “Fashion and jewelry to home decor and more”), valid for two uses per customer. This offer ends tomorrow, 05/04/17 so hurry and use this if you have any eBay purchases planned!
  • Promo code for 20% off musical instruments – some exclusions may apply, must be a purchase of $25 or more. This coupon also expires on 05/04/17.

Click here to snag these and other eBay promo codes. I’m pretty happy to find this new way to increase my savings on eBay – I’ll be making a few purchases on there this summer as I prepare for my August wedding, so now I know to check Groupon Coupons first! I guess you can teach an old dog new coupon tricks, after all. 😉

Groupon

Have you discovered any creative new ways to save money recently? I’d love to hear about it in the comments!

Have a Frugal Valentine’s Day: 5 Tips

Friday, February 8th, 2013

Have a Frugal Valentine's Day: 5 Tips

We’re less than a week away from Valentine’s Day, and whether you’re thinking about a gift for your significant other or just shopping for candy to take to your child’s classroom, it’s likely that many of you will be doing some shopping for gifts this week.

1. Make a Gift:

When I was a child, I remember reading a short children’s story about a farm girl who starts at a new school right before Valentine’s Day. She was upset because she didn’t have the money to buy special valentines like her classmates, so her mother suggested using the resources they had on the farm – eggs, milk, flour – to make a batch of heart-shaped cookies. Her class loved her personalized, yummy cookies better than any other valentine, and the story finished with the recipe to make your own cookies. After all these years, that story still sticks will me, and I think it’s a timeless message! Whether it’s homemade treats, handwritten cards, a bouquet of wildflowers, or a craft idea you found on Pinterest, I firmly believe that DIY presents result in some of the most cherished memories.

2. Give Your Most Precious Resource – Time:

But what if you don’t have the funds or materials to even make a homemade present? Then you can create memories and do something special for your loved one by giving the most valuable gift of all, which is your time. With everyone getting busier and busier, quality time is getting scarcer than ever. Take an afternoon to just hang out and visit the park, watch a movie, go for a walk, play video games – whatever you feel like doing! The time we spend with others is what we remember all our lives, long after the chocolates have been eaten and the flowers have wilted.

3. Use Online Coupons….

If you have a larger budget and are planning on shopping online for something specific, take a few minutes before you place your purchase to do a little comparison shopping, then check for online coupons or rebates that may be available at the vendor you decide on. For example, if you’re shopping for jewelry, Red Envelope has a page of coupon codes including 20% off their jewelry, $30 off your order of $135, 15% off your order of general merchandise, or free shipping on order of $49 or more. Their diamonds aren’t exactly in my budget, but they do have some other more modest offerings. The clearance section had some items around $10 that would be a little more my style if I were shopping for gifts there! 😉 No matter how much you plan on spending, a bit of quick research on available coupon codes can quickly shave money off your order.

4. …And Offline Coupons!

A few years ago, I used some in-store coupons at Walgreens to pick up some bags of chocolate-covered macadamia nuts for .50 cents each. I tucked them in my gift box and pulled them out to give to Jai on Valentine’s Day. Spending $1 for V-day: It might not be diamonds, but it was delicious!

5. Finally, Hit The Clearance For Next Year!

No, clearance candy probably won’t taste good in 2014, but there are plenty of other things you can find marked down now that can save you some time and cash next year – decorations, craft supplies, or other non-perishable Valentine’s themed items are all good buys for next year if you can pick them up at a steep discount February 15th.

How do you save money on Valentine’s Day gifts?

The Wall Street Journal on Coupons

Saturday, December 3rd, 2011

Coupons

I just read a great article from The Wall Street Journal titled “Doing the Math on Coupons”. It was published in 2010 but I hadn’t read it prior to today, so I wanted to share because it’s still a good read. It’s nothing we haven’t talked about many times here on Super Coupon Girl, but it’s refreshing to see a publication like WSJ pointing out the same financial logic behind clipping coupons that people like myself have been extolling for years!

Thanks to Life Blessons for pointing me to this article!

7 Ways To Save Money on Pet Food

Wednesday, September 7th, 2011

Pet Food Coupons

It’s ironic that I’m writing an article about saving money on pet food, because I don’t have any pets. So how would I know anything about feeding Fido on a budget? The interesting thing is, I’ve actually ended up purchasing a lot of cat and dog food over the years, either because it was free with coupons and I wanted to give it to my friends and family who have pets, or because I was actually making a profit on it through overage. That’s right, not only have I gotten cat and dog food for free, I’ve made money off it! So how can you start saving on products for your furry friends? Here are my top 7 tips:

1. Use coupons.

This may seem obvious, but it’s worth reiterating. I have gotten bags upon bags of catfood completely free thanks to coupons from the Sunday newspaper. Pet food manufacturers often run promotions where they offer coupons for totally free items. One example of this is a promotion that Friskies ran in 2008 for their “Party Mix” cat treats. They offered a coupon in the paper for a totally free bag, and since I had multiple copies of the newspaper inserts, I ended up getting many bags of these cat treats completely free. This scenario has played out many times for me, as cat food manufacturers in particular seem keen to offer free product coupons in the newspaper.

So how do you get your hands on multiple coupon inserts?

You can ask your friends to save them for you, trade coupons, or even try recycle bin diving!

You should also look for promotional offers on brand websites.

Brands are using social media like never before to reach their audience and gain new customers. One effective way in which they do this is to offer a coupon for a totally free product on their website or Facebook page. You may want to look up your favorite pet food brands online and add them to your social networks so that you can stay up-to-date on new offers. You should also check coupon blogs and keep your eyes peeled for pet offers – I have a category on this blog specifically for free coupon offers, and I post pet food deals whenever I find them. Two of the most recent offers include a “Try-Me-Free” rebate for Purina Pet Gear Training Pads, good through October 31st, 2011, and this offer for a coupon good for one free can of Purina Pro Plan cat food, which is still available. (I got mine in the mail the other day, and I’m giving it to my girlfriend who has cats!)

And don’t overlook printable coupons.

Not too long after the Friskies Party Mix deal, there was a printable coupon offer good for $3.50 off any Purina Cat Chow. Because they were good on any size or variety of Purina cat food, I was allowed to use these on the lower priced bags, resulting in overage – so it actually helped pay for the other groceries in my transaction! Bear in mind, overage policies vary from store to store, so as with everything relating to coupons, you should do your homework and look up the store’s coupon policy on their website or ask a manager before shopping to save yourself any confusion or hassle.

I ended up with a ton of free cat food thanks to sales like these. So what on earth did I do with all this cat chow if I don’t have any kitties? I put all of the cat food into a large box and gave it to my friend who owns several cats. She was thrilled – and so were her cats!

$26.21 worth of groceries & cat food for $2.87

$26.21 worth of groceries & cat food bought for $2.87 after coupons

2. Don’t stop at pet food coupons.

Perhaps your cat or dog requires a special kind of food for health reasons. Or maybe there just aren’t any good coupons for the brands carried at your stores. Now what?

The great thing about coupons is that they can still help you save money on key items, even if you have special circumstances or the item you want doesn’t have many coupons. For starters, if you use coupons to save money on necessities like toothbrushes, toilet paper, or cleaning supplies, it gives you that much more money in your budget for Fido’s food. You can also use the overage concept I outlined above if you have coupons for other items in your transaction that will result in overage, and use the extra to help offset the cost of your pet food.

Another coupon to look out for are “Catalinas”.

Catalinas are a coupon that are generated at the register during checkout when you buy a specific item; sometimes these will be money off coupons that are valid towards your next purchase at that store. These particular catalina coupons can be used on almost anything except alcohol or cigarettes. I wrote a series of catalina articles here that you can read for detailed information on how to find and use these coupons. I’ve used coupons from the Sunday newspaper to get Glade Plug-Ins totally free, which then generated catalinas for money off my next order. I bought more Glade Plug-Ins in subsequent transactions, and then used those catalinas to get a whopping $70 off my order of produce, cheese, eggs, and more. Keep an eye peeled for these type of deals, and if you find one, use the catalinas to pay for your cat food! (And what do you do with a dozen Glade Plug-Ins? donate them or sell them at a garage sale!)

3. Sign up for samples.

There are lots free sample offers out there for cat or dog food, and it can be a great way to supplement your pet food stash. I sign up for these whenever I find them, so I can pass them on to my friends and family. One recent free sample I signed up for was a full-size bag of puppy food mailed straight to my door. That’s nothing to sneeze at! You can find samples on sites like StartSampling.com and MoneySavingMom.com.

4. Enter giveaways.

When it comes to saving money, the more creative you can be, the more money you can save! I’m also a sweepstakes enthusiast, and I often enter pet giveaways so I can win gifts for my pet-owning friends. Pet giveaways tend to get lower entries because they’re such a niche product, and low entries mean better odds of winning. I won two pet giveaways in August alone! I have a number of articles on how to get started entering & winning giveaways on my sweepstakes blog, Contest Corner, which you can find here.

5. Keep an eye peeled for online deals.

Online retailers often carry pet food, so watch out for special sales and discounts. One of my favorite resources for finding deals online is SlickDeals.net; I would also recommend RetailMeNot.com to look up coupon codes for online retailers. And if you end up shopping online, make sure you check to see if you can get cashback on your order first!

Here’s a few sites to check for pet food sales:

  • Wag.com is a new pet supplies store owned by the creators of Soap.com and Diapers.com. You can get 10% off your first order by using this coupon code: SUPE8183.
  • Amazon.com has a whole section for pet supplies, and sometimes has special coupons and discounts available. Be sure to check out programs like Amazon Mom and Amazon Student, as they each come with a free trial of Amazon Prime, which will score you free shipping on most orders. Also consider signing up for rewards programs like Swagbucks and MyPoints, which you can use to earn Amazon gift cards by searching the web, taking surveys, and more. Then, use the gift cards you earn to pay for dog food!

6. Write to companies and sign up for mailing lists.

Do a Google search for the pet food brands you use, and use their website’s contact form to drop them a line and let them know you enjoy their brand and would like to be added to any mailing lists that they may have. Companies love hearing from their customers, and will often mail out special coupons to thank you for your business, or add you to their customer database to receive future mailings and offers. This can be a source of big savings – I’ve gotten coupons for everything from free organic produce to free sugar by writing to companies, so it’s worth taking a moment to email your favorite dog food manufacturer to see if they have any coupons on offer!

7. Start a pet blog!

If you enjoy reading blogs, perhaps you should consider starting one yourself. Companies love to promote their products through social media outlets because it’s an inexpensive and effective method of advertising. This means that bloggers often receive complimentary product samples from companies who’d like to be featured on their webpage. If this intrigues you, perhaps you should set up a blog for cat or dog lovers with the aim of reviewing pet products! You can check out The Motherload’s article on how to become a product reviewer for further information; Mama of 3 Munchkins also has a great listing of 37 different resources for budding product reviewers.

Pet lovers: How do YOU save money on food for your cat or dog?

Frugal Holidays: Stockpile Gift Baskets

Wednesday, December 1st, 2010

I read a great article on For The Mommas this morning about using stockpile items to make holiday gift baskets. I think this is a wonderful idea – Shannon has some great ideas and photos posted, so you should click here to check it out.

Personally, I’ve been using stockpile items to create gifts for years, so I wanted to add to the discussion with some photos of gift baskets that I have made and given personally. I’ve always been a huge fan of gift baskets, and I made my own long before I used coupons or had a stockpile. Once I began accumulating useful items, it became a natural next step to start incorporating these in goodie bags. For the last three or four weddings that I have been invited to, I made special gift baskets for the couple to use in their new home. Here is an example of one I made last year:

Wedding gift basket

Click on the images to see them full-size

Wedding gift basket

The happy couple’s names are blurred out for privacy! 🙂

To make this gift, I bought a pretty laundry basket and filled it with all the necessities for a new home. Each item had a theme that tied into married life – down to the “His & hers” blue and pink toothbrushes! I made special gift tags for each item, labeling their uses: “For the bath”, “For cleaning your new home”, and “For your first dinner party”. All of the cleaning and home products came straight from my stockpile. For the “Dinner party” theme, I tucked in a place mat set with chopsticks which I had picked up at Poundland (The UK equivalent of Dollar Tree!), rice and green tea from the stockpile, and a printout of a yummy recipe for Cashew Fried Rice.

I had great fun making this gift basket and put a lot of time and love into it. And it was well-received – when I carried it over to the gift table at the wedding, one of the other guests noticed it and exclaimed what a great idea it was! Since then, I’ve made several other stockpile gift baskets for weddings. In one variation, I bought a plastic utility basket and lined it with washcloths that I had bought off the couple’s registry (shopping through Ebates, of course!), and then filled it with similar items.

I’ve used stockpile items in all sorts of gifts, from wedding baskets to care packages to gift bags for holidays and special occasions. It’s a thoughtful gift because of the time and care put into it – these are useful items that you know the recipient needs and will use.

So tell me, readers: Have you ever made a gift basket using stockpile items?

Entertaining on a Budget

Tuesday, November 23rd, 2010

With Thanksgiving quickly approaching, many of you are planning feasts and figuring out how to make the most of your holiday budget. So I thought it would be timely to mention a guest post I wrote back in 2008 for My Precious Pennies called “Entertaining on a Budget”, for those of you who may have missed it the first time around. In this article, I share my tips on how to cut your expenses when hosting holiday gatherings. Click here to read it!

How Mailing Lists Can Help You

Sunday, November 21st, 2010

Most people dread being added to mailing lists, but I’m just the opposite: Whenever anyone asks if I would like to be added to their promotional database, I’m all ears. Mailing lists are a great way for companies to share coupons, samples, and free offers with their customers – so if you play your cards right, it can really benefit you.

Free Earthbound Farms Salad

Earlier in the week, Earthbound Farms sent out a message to those of us on their email list, seeking 30 consumers to receive free salad in order to test out a new method of packaging and then provide feedback via a brief survey. I took a few seconds to email them back with my interest, and was notified that they’d be shipping me some salad directly via FedEx. On Friday, I received the box above with two lovely packages of organic salad mix; and that’s not all. They also enclosed these coupons:

Earthbound Farms Coupons

After I took this photo, I found two more coupons for .75 cents off in the box!

Note the two coupons for completely FREE produce! It was well worth a few minutes of my time to receive these normally-expensive groceries for nothing.


So how can mailing lists help YOU?

Sign me up!

By being a part of corporate mailing lists, you will be the first to hear about new offers and promotions. Advertisers may send you coupons, free sample offers or product testing opportunities, so it can be a valuable resource. I recommend setting up a separate email account specifically for such offers, so that your primary account won’t be overloaded.

What About Snail Mail?

Receiving promotions via US mail is actually my preferred method. I know some people are (understandably!) completely fed up with all the catalogs and other mailings they receive, but it’s never been an issue for me. I love these type of lists, because I’ve received unusual, high-value coupons this way. Anything I don’t need goes directly to the recycling bin. The only piece of contact information I never give out? My phone number! I can’t think of a situation where a junk call could ever be useful, so when I register for promotional lists, I use the number of a pay-as-you-go cell phone that I keep for emergencies. I rarely turn it on, so I don’t care if they call it!

Too Much of a Good Thing?

Of course, you have to be smart about how you approach mailing lists so that it doesn’t become counter-productive. I actually ignore my own advice about a separate email account, because I find that when I keep mailing lists separate from my primary email, I end up just ignoring the secondary account and never look through it. I register my primary email address with the mailing lists I’m interested in, and it worked well for some time – I was able to keep up with what came in and benefit from it. Over time, my inbox became more and more crowded; and for me, manufacturer mailing lists actually comprised a minority of the emails I was receiving. Most of the overcrowding was due to the dozens of mailing lists I had registered for in order to enter contests, as well as email inquiries that I receive about my blogs. As a result, I went through this week and did a mass unsubscribe of lists that were no longer serving a purpose to me. Remember, your time is your most valuable resource – so if you’re spending hours sifting through junk mail, it’s not worth it. It’s important to find a happy medium and make your mail work for you.

What’s your approach to mailing lists, readers?

Giving Back on a Budget

Monday, November 15th, 2010

Helping hand

If you’re on a very tight budget, it make seem impossible to make a difference in the world with no extra money to spare. But, much in the same way that you can use your frugal skills to reduce your spending and come up with clever solutions to financial problems, you can use those same skills to give back, even if your budget allows no wiggle room whatsoever. Here are 3 ways you can help others without spending a dime:

1. Click to donate. The Hunger Site is an innovative site that uses advertiser funding to benefit those in need. By clicking on the “Click to give” button once per day, you are taken to a page of advertisers that sponsor the site; the revenue from these advertisers is then donated directly to charity. As of this writing, The Hunger Site has given 745,818,023 cups of food since June 1999. They have several partner sites – The Rainforest Site, The Breast Cancer Site, The Child Health Site, The Animal Rescue Site, and The Literacy Site, which also which run off the same premise. By making a few clicks per day, you can donate a cup of food, 11.4 square feet of rainforest habitat, a free mammogram, and so on.

Many other sites utilize this concept to raise money for worthy causes also. Freerice.com is a unique, fun word game that uses sponsor advertising to fund 10 grains of rice donated through the World Food Programme for each answer you get right.

Also, I recently teamed up with P&G over on Contest Corner for their GIVE HEALTH program. If you click here and then click the donate button on my widget, P&G will donate one day’s worth of clean water to a person in need. If you’re a blogger, you can also apply to be a P&G GIVE HEALTH Blogger by clicking here.

I know there are many great sites like these that I’m missing, so please feel free to leave me links to your favorites in the comments!

2. Share your stockpile. You may not have any cash to spare, but if you clip coupons, you’ve probably hit some good sales where you were able to stock up on items for free. Food banks always need donations – and if you don’t have any extra food, remember that many food banks will also take toiletries and cleaning supplies. Shelters for the homeless, victims of domestic violence, and other similar organizations can also use these donations.

3. Volunteer. Donating your time costs nothing out of pocket, and can make a big difference. Perhaps you want to do something with a local organization – sites like Volunteer Match can help you find the right opportunity. Or maybe you’d like to do something creative and raise awareness and funds through your social networks or blog. It could even be something as simple as taking a casserole over to a neighbor who’s having a hard time.

In the past, I’ve felt limited by lack of time or extra money – if I couldn’t spend 30 hours volunteering or donate huge chunks of money to charity, it felt pointless. But making a difference isn’t about being in a special position – if all you have is 5 minutes to lend a hand, it means something. When I think about the scale of the world’s problems, I often feel like nothing I do could make enough of an impact. Then I remember that you can give a child one year worth of clean water for less than the price of a movie ticket, and feed someone with a simple click. I cannot change the world, but I can change one person’s world.

I know there are lots of other unique, creative ways to give back on a budget – and I would love to hear them, so please feel free to share in the comments!